/* ============================================================
   ETRUM — Corporate site stylesheet
   Palette: navy chrome, stone content bands, brass accent
   Type: Montserrat (display / labels) + Lora (reading)
   ============================================================ */

:root {
  --navy-900: #06101F;
  --navy-800: #0B1A2E;
  --navy-700: #12233B;
  --navy-600: #1B2F4A;
  --brass: #B8955A;
  --brass-light: #E2C98F;
  --brass-dim: rgba(184, 149, 90, 0.35);
  --stone-50: #F5F4F0;
  --stone-100: #ECEAE4;
  --stone-200: #DEDBD2;
  --ink: #0F1B2D;
  --ink-muted: #3E4959;
  --on-navy: #EFEDE7;
  --on-navy-muted: #BCC6D3;
  --hairline-dark: rgba(184, 149, 90, 0.28);
  --hairline-light: rgba(15, 27, 45, 0.14);

  --font-display: "Montserrat", "Helvetica Neue", Arial, sans-serif;
  --font-body: "Lora", Georgia, "Times New Roman", serif;

  --max: 1240px;
  --gutter: clamp(20px, 5vw, 64px);
  --space-1: 8px;
  --space-2: 16px;
  --space-3: 24px;
  --space-4: 40px;
  --space-5: 64px;
  --space-6: 104px;
  --space-7: 152px;

  --t-xs: 0.72rem;
  --t-sm: 0.875rem;
  --t-base: 1.0625rem;
  --t-lg: 1.25rem;
  --t-xl: 1.625rem;
  --t-2xl: clamp(2rem, 3.4vw, 2.75rem);
  --t-3xl: clamp(2.6rem, 5.2vw, 4.4rem);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

body {
  margin: 0;
  background: var(--navy-800);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: var(--t-base);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img, svg, canvas { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible {
  outline: 2px solid var(--brass-light);
  outline-offset: 3px;
}
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 500;
  line-height: 1.12;
  letter-spacing: -0.012em;
  margin: 0;
  text-wrap: balance;
}
h1 { font-size: var(--t-3xl); font-weight: 400; }
h2 { font-size: var(--t-2xl); }
h3 { font-size: var(--t-xl); }
h4 { font-size: var(--t-lg); }
p { margin: 0; }
p + p { margin-top: 1em; }
.prose { max-width: 64ch; }
.prose p + p { margin-top: 1.1em; }
strong { font-weight: 600; }

.wrap {
  width: min(100% - 2 * var(--gutter), var(--max));
  margin-inline: auto;
}

/* Eyebrow labels ------------------------------------------- */
.eyebrow {
  font-family: var(--font-display);
  font-size: var(--t-xs);
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--brass);
  display: inline-flex;
  align-items: center;
  gap: 14px;
  margin: 0 0 var(--space-3);
}
.eyebrow::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--brass);
}

/* Placeholders (marked for client review) ------------------ */
.ph {
  border-bottom: 1px dashed var(--brass);
  color: inherit;
  cursor: help;
}

/* Buttons --------------------------------------------------- */
.btn {
  font-family: var(--font-display);
  font-size: var(--t-xs);
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 16px 28px;
  border: 1px solid var(--brass);
  color: var(--brass-light);
  background: transparent;
  cursor: pointer;
  transition: background .25s ease, color .25s ease, border-color .25s ease;
}
.btn::after {
  content: "→";
  font-family: var(--font-body);
  font-size: 1.05rem;
  line-height: 1;
  transition: transform .25s ease;
}
.btn:hover { background: var(--brass); color: var(--navy-900); }
.btn:hover::after { transform: translateX(4px); }
.btn.btn-solid { background: var(--brass); color: var(--navy-900); }
.btn.btn-solid:hover { background: var(--brass-light); border-color: var(--brass-light); }
.on-light .btn { color: var(--ink); border-color: var(--ink); }
.on-light .btn:hover { background: var(--ink); color: var(--stone-50); }
.on-light .btn.btn-solid { background: var(--navy-800); border-color: var(--navy-800); color: var(--on-navy); }
.on-light .btn.btn-solid:hover { background: var(--navy-600); border-color: var(--navy-600); }

.textlink {
  font-family: var(--font-display);
  font-size: var(--t-xs);
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--brass);
  display: inline-flex;
  align-items: center;
  gap: 10px;
}
.textlink::after { content: "→"; font-family: var(--font-body); font-size: 1rem; transition: transform .25s ease; }
.textlink:hover::after { transform: translateX(4px); }

/* Header ---------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(6, 16, 31, 0.86);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--hairline-dark);
  color: var(--on-navy);
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
  gap: var(--space-4);
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  font-family: var(--font-display);
  letter-spacing: 0.3em;
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--on-navy);
}
.brand-mark {
  width: auto;
  height: 52px;
  flex: none;
  filter: drop-shadow(0 2px 6px rgba(0,0,0,0.35));
}
.site-footer .brand-mark { height: 56px; }
.brand sup {
  font-size: 0.5em;
  letter-spacing: 0;
  font-weight: 500;
  vertical-align: super;
  margin-left: 2px;
  color: var(--on-navy-muted);
}
.nav {
  display: flex;
  align-items: center;
  gap: clamp(18px, 2.4vw, 36px);
}
.nav a {
  font-family: var(--font-display);
  font-size: var(--t-xs);
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--on-navy-muted);
  padding: 8px 0;
  position: relative;
  transition: color .2s ease;
}
.nav a::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 1px;
  background: var(--brass);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .25s ease;
}
.nav a:hover, .nav a[aria-current="page"] { color: var(--on-navy); }
.nav a[aria-current="page"]::after, .nav a:hover::after { transform: scaleX(1); }
.nav .btn { padding: 11px 18px; margin-left: 8px; }
.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--hairline-dark);
  color: var(--on-navy);
  width: 44px;
  height: 44px;
  cursor: pointer;
  font-size: 0;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  display: block;
  width: 20px;
  height: 1px;
  background: currentColor;
  position: relative;
  margin: 0 auto;
  transition: transform .25s ease;
}
.nav-toggle span::before, .nav-toggle span::after { content: ""; position: absolute; left: 0; }
.nav-toggle span::before { top: -6px; }
.nav-toggle span::after { top: 6px; }

@media (max-width: 960px) {
  .nav-toggle { display: block; }
  .nav {
    position: fixed;
    inset: 76px 0 0 0;
    background: var(--navy-900);
    flex-direction: column;
    align-items: flex-start;
    justify-content: flex-start;
    padding: var(--space-4) var(--gutter);
    gap: var(--space-3);
    transform: translateX(100%);
    transition: transform .3s ease;
    overflow-y: auto;
  }
  .nav.is-open { transform: translateX(0); }
  .nav a { font-size: var(--t-sm); }
  .nav .btn { margin: var(--space-2) 0 0; }
}

/* Section scaffolding -------------------------------------- */
.band { padding-block: var(--space-6); }
.band-tight { padding-block: var(--space-5); }
.on-navy { background: var(--navy-800); color: var(--on-navy); }
.on-navy-deep { background: var(--navy-900); color: var(--on-navy); }
.on-light { background: var(--stone-50); color: var(--ink); }
.on-light-2 { background: var(--stone-100); color: var(--ink); }
.on-navy .muted, .on-navy-deep .muted { color: var(--on-navy-muted); }
.on-light .muted, .on-light-2 .muted { color: var(--ink-muted); }
.on-navy .eyebrow, .on-navy-deep .eyebrow { color: var(--brass-light); }

.section-head {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 6fr);
  gap: var(--space-4) var(--space-5);
  align-items: end;
  margin-bottom: var(--space-5);
}
.section-head .lede { font-size: var(--t-lg); line-height: 1.55; max-width: 56ch; }
@media (max-width: 840px) { .section-head { grid-template-columns: 1fr; } }

.rule { height: 1px; background: var(--hairline-light); border: 0; margin: 0; }
.on-navy .rule, .on-navy-deep .rule { background: var(--hairline-dark); }

/* Hero ------------------------------------------------------ */
.hero {
  position: relative;
  overflow: hidden;
  background: var(--navy-900);
  color: var(--on-navy);
  isolation: isolate;
}
.hero canvas {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  z-index: -1;
  opacity: 0.9;
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    linear-gradient(90deg, rgba(6,16,31,0.92) 0%, rgba(6,16,31,0.65) 55%, rgba(6,16,31,0.25) 100%),
    linear-gradient(180deg, rgba(6,16,31,0) 60%, var(--navy-800) 100%);
}
.hero .wrap {
  padding-block: clamp(96px, 14vw, 180px) clamp(72px, 10vw, 132px);
  display: grid;
  grid-template-columns: minmax(0, 8fr) minmax(0, 4fr);
  gap: var(--space-5);
  align-items: end;
}
.hero h1 { max-width: 15ch; }
.hero h1 em { font-style: normal; color: var(--brass-light); }
.hero .lede {
  font-size: var(--t-lg);
  max-width: 48ch;
  color: var(--on-navy-muted);
  margin-top: var(--space-4);
}
.hero .actions { display: flex; flex-wrap: wrap; gap: var(--space-2); margin-top: var(--space-4); }
.hero-aside {
  border-left: 1px solid var(--hairline-dark);
  padding-left: var(--space-4);
  font-family: var(--font-display);
  font-size: var(--t-sm);
  color: var(--on-navy-muted);
  display: grid;
  gap: var(--space-3);
}
.hero-aside dt { font-size: var(--t-xs); letter-spacing: 0.18em; text-transform: uppercase; color: var(--brass); margin-bottom: 4px; }
.hero-aside dd { margin: 0; color: var(--on-navy); font-weight: 500; }
@media (max-width: 840px) {
  .hero .wrap { grid-template-columns: 1fr; }
  .hero-aside { border-left: 0; border-top: 1px solid var(--hairline-dark); padding: var(--space-3) 0 0; grid-template-columns: 1fr 1fr; }
}

/* Page hero (interior) -------------------------------------- */
.page-hero {
  background: var(--navy-900);
  color: var(--on-navy);
  border-bottom: 1px solid var(--hairline-dark);
  position: relative;
  overflow: hidden;
}
.page-hero .wrap { padding-block: clamp(72px, 9vw, 120px) clamp(56px, 7vw, 88px); display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: var(--space-5); align-items: end; }
.page-hero h1 { font-size: var(--t-2xl); font-weight: 400; max-width: 18ch; }
.page-hero .lede { color: var(--on-navy-muted); font-size: var(--t-lg); max-width: 46ch; }
.page-hero .crumbs { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--on-navy-muted); margin-bottom: var(--space-3); display: flex; gap: 10px; }
.page-hero .crumbs a:hover { color: var(--on-navy); }
.page-hero .crumbs span { color: var(--brass); }
@media (max-width: 840px) { .page-hero .wrap { grid-template-columns: 1fr; } }

/* Pillars grid (home) --------------------------------------- */
.pillars {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  border-top: 1px solid var(--hairline-light);
  border-left: 1px solid var(--hairline-light);
}
.on-navy .pillars, .on-navy-deep .pillars { border-color: var(--hairline-dark); }
.pillar {
  padding: var(--space-4);
  border-right: 1px solid var(--hairline-light);
  border-bottom: 1px solid var(--hairline-light);
  display: grid;
  grid-template-rows: auto 1fr auto;
  gap: var(--space-3);
  min-height: 300px;
  transition: background .25s ease;
}
.on-navy .pillar, .on-navy-deep .pillar { border-color: var(--hairline-dark); }
.pillar:hover { background: rgba(184,149,90,0.06); }
.pillar .glyph { width: 40px; height: 40px; color: var(--brass); }
.pillar h3 { font-size: var(--t-lg); }
.pillar p { font-size: var(--t-sm); line-height: 1.6; }
@media (max-width: 900px) { .pillars { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) { .pillars { grid-template-columns: 1fr; } }

/* Split (image-less editorial) ------------------------------ */
.split {
  display: grid;
  grid-template-columns: minmax(0, 5fr) minmax(0, 7fr);
  gap: var(--space-5);
  align-items: start;
}
.split.rev { grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); }
.split .sticky { position: sticky; top: 110px; }
@media (max-width: 840px) { .split, .split.rev { grid-template-columns: 1fr; } .split .sticky { position: static; } }

.figure-panel {
  background: var(--navy-700);
  color: var(--on-navy);
  aspect-ratio: 4 / 5;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: flex-end;
  padding: var(--space-4);
  font-family: var(--font-display);
  font-size: var(--t-xs);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--on-navy-muted);
}
.figure-panel::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(184,149,90,0.16), transparent 55%),
    repeating-linear-gradient(90deg, rgba(255,255,255,0.03) 0 1px, transparent 1px 48px),
    repeating-linear-gradient(0deg, rgba(255,255,255,0.03) 0 1px, transparent 1px 48px);
}
.figure-panel.wide { aspect-ratio: 16 / 9; }

/* Principles list ------------------------------------------- */
.principles { display: grid; gap: 0; border-top: 1px solid var(--hairline-light); }
.on-navy .principles, .on-navy-deep .principles { border-color: var(--hairline-dark); }
.principle {
  display: grid;
  grid-template-columns: 72px minmax(0, 1fr);
  gap: var(--space-3);
  padding: var(--space-3) 0;
  border-bottom: 1px solid var(--hairline-light);
}
.on-navy .principle, .on-navy-deep .principle { border-color: var(--hairline-dark); }
.principle .k {
  font-family: var(--font-display);
  font-size: var(--t-xs);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--brass);
  padding-top: 5px;
}
.principle h4 { margin-bottom: 6px; }
.principle p { font-size: var(--t-sm); max-width: 60ch; }

/* Vertical detail sections ---------------------------------- */
.vertical {
  display: grid;
  grid-template-columns: minmax(0, 4fr) minmax(0, 8fr);
  gap: var(--space-5);
  padding-block: var(--space-5);
  border-top: 1px solid var(--hairline-light);
  scroll-margin-top: 90px;
}
.vertical:first-of-type { border-top: 0; }
.vertical .glyph { width: 44px; height: 44px; color: var(--brass); margin-bottom: var(--space-3); }
.vertical h2 { font-size: var(--t-xl); }
.vertical .meta { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-muted); margin-top: var(--space-2); }
.vertical .body { display: grid; gap: var(--space-4); }
.vertical .facets {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--space-3);
  padding-top: var(--space-3);
  border-top: 1px solid var(--hairline-light);
}
.facets h4 { font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--brass); font-weight: 600; margin-bottom: 8px; }
.facets ul { list-style: none; margin: 0; padding: 0; font-size: var(--t-sm); display: grid; gap: 4px; }
.facets li::before { content: "— "; color: var(--brass); }
@media (max-width: 840px) { .vertical { grid-template-columns: 1fr; gap: var(--space-3); } }

/* Sub-nav for anchored pages -------------------------------- */
.subnav {
  position: sticky;
  top: 76px;
  z-index: 40;
  background: var(--stone-50);
  border-bottom: 1px solid var(--hairline-light);
}
.subnav .wrap { display: flex; gap: var(--space-3); overflow-x: auto; scrollbar-width: none; }
.subnav .wrap::-webkit-scrollbar { display: none; }
.subnav a {
  font-family: var(--font-display);
  font-size: var(--t-xs);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ink-muted);
  padding: 16px 0;
  white-space: nowrap;
  border-bottom: 2px solid transparent;
}
.subnav a:hover { color: var(--ink); border-color: var(--brass); }

/* Fund cards ------------------------------------------------ */
.fund-cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--space-3); }
.fund {
  background: var(--navy-700);
  color: var(--on-navy);
  padding: var(--space-4);
  display: grid;
  grid-template-rows: auto auto 1fr auto;
  gap: var(--space-3);
  border-top: 2px solid var(--brass);
}
.fund .status { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--brass-light); }
.fund h3 { font-size: var(--t-lg); }
.fund p { font-size: var(--t-sm); color: var(--on-navy-muted); }
.fund dl { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-2); margin: 0; font-family: var(--font-display); font-size: var(--t-sm); border-top: 1px solid var(--hairline-dark); padding-top: var(--space-2); }
.fund dt { font-size: var(--t-xs); letter-spacing: 0.14em; text-transform: uppercase; color: var(--on-navy-muted); }
.fund dd { margin: 2px 0 0; color: var(--on-navy); font-variant-numeric: tabular-nums; }
@media (max-width: 900px) { .fund-cards { grid-template-columns: 1fr; } }

/* Term table ------------------------------------------------ */
.table-wrap { overflow-x: auto; }
.terms { width: 100%; border-collapse: collapse; font-family: var(--font-display); font-size: var(--t-sm); }
.terms th, .terms td { text-align: left; padding: 14px 18px; border-bottom: 1px solid var(--hairline-light); vertical-align: top; }
.terms th { font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-muted); font-weight: 600; width: 32%; }
.terms td { font-family: var(--font-body); }

/* Stats strip (deliberately qualitative) -------------------- */
.strip { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); border-top: 1px solid var(--hairline-dark); border-bottom: 1px solid var(--hairline-dark); }
.strip > div { padding: var(--space-3) var(--space-3); border-right: 1px solid var(--hairline-dark); }
.strip > div:last-child { border-right: 0; }
.strip .big { font-family: var(--font-display); font-size: var(--t-xl); font-weight: 400; color: var(--brass-light); font-variant-numeric: tabular-nums; }
.strip .lab { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--on-navy-muted); margin-top: 6px; }
@media (max-width: 760px) { .strip { grid-template-columns: 1fr 1fr; } .strip > div:nth-child(2) { border-right: 0; } .strip > div:nth-child(-n+2) { border-bottom: 1px solid var(--hairline-dark); } }

/* People ---------------------------------------------------- */
.people { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: var(--space-3); }
.person .portrait { aspect-ratio: 3 / 4; background: var(--navy-700); position: relative; overflow: hidden; }
.person .portrait::before { content: ""; position: absolute; inset: 0; background: linear-gradient(160deg, rgba(184,149,90,0.18), transparent 60%); }
.person .portrait span { position: absolute; left: 16px; bottom: 14px; font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--on-navy-muted); }
.person h4 { margin-top: var(--space-2); font-size: var(--t-base); }
.person .role { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.12em; text-transform: uppercase; color: var(--ink-muted); margin-top: 4px; }
@media (max-width: 900px) { .people { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

/* Insights -------------------------------------------------- */
.insights { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--space-4); }
.insight { display: grid; gap: var(--space-2); padding-top: var(--space-3); border-top: 1px solid var(--hairline-light); }
.on-navy .insight, .on-navy-deep .insight { border-color: var(--hairline-dark); }
.insight .tag { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--brass); display: flex; justify-content: space-between; }
.insight .tag time { color: var(--ink-muted); letter-spacing: 0.08em; }
.on-navy .insight .tag time, .on-navy-deep .insight .tag time { color: var(--on-navy-muted); }
.insight h3 { font-size: var(--t-lg); }
.insight p { font-size: var(--t-sm); }
.insight.featured { grid-column: 1 / -1; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: var(--space-5); align-items: end; padding-top: 0; border-top: 0; }
.insight.featured h3 { font-size: var(--t-2xl); font-weight: 400; }
@media (max-width: 900px) { .insights { grid-template-columns: 1fr; } .insight.featured { grid-template-columns: 1fr; } }

/* Contact --------------------------------------------------- */
.contact-grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: var(--space-5); }
.offices { display: grid; gap: var(--space-3); }
.office { padding-top: var(--space-2); border-top: 1px solid var(--hairline-light); font-size: var(--t-sm); }
.office h4 { font-size: var(--t-xs); letter-spacing: 0.16em; text-transform: uppercase; color: var(--brass); font-weight: 600; margin-bottom: 6px; }
.form { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-3); }
.form label { display: grid; gap: 8px; font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-muted); }
.form label.full { grid-column: 1 / -1; }
.form input, .form select, .form textarea {
  font: inherit;
  font-family: var(--font-body);
  font-size: var(--t-base);
  padding: 14px 16px;
  border: 1px solid var(--stone-200);
  background: #fff;
  color: var(--ink);
  border-radius: 0;
  width: 100%;
}
.form textarea { min-height: 150px; resize: vertical; }
.form .note { grid-column: 1 / -1; font-size: var(--t-sm); color: var(--ink-muted); max-width: 64ch; }
@media (max-width: 840px) { .contact-grid, .form { grid-template-columns: 1fr; } }

/* CTA band -------------------------------------------------- */
.cta { background: var(--navy-900); color: var(--on-navy); border-top: 1px solid var(--hairline-dark); }
.cta .wrap { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: var(--space-4); align-items: center; padding-block: var(--space-5); }
.cta h2 { font-weight: 400; }
.cta .actions { display: flex; gap: var(--space-2); flex-wrap: wrap; justify-content: flex-end; }
@media (max-width: 840px) { .cta .wrap { grid-template-columns: 1fr; } .cta .actions { justify-content: flex-start; } }

/* Footer ---------------------------------------------------- */
.site-footer { background: var(--navy-900); color: var(--on-navy-muted); border-top: 1px solid var(--hairline-dark); font-size: var(--t-sm); }
.site-footer .top { display: grid; grid-template-columns: minmax(0, 4fr) repeat(3, minmax(0, 2fr)); gap: var(--space-4); padding-block: var(--space-5) var(--space-4); }
.site-footer h5 { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.18em; text-transform: uppercase; color: var(--brass); margin: 0 0 var(--space-2); font-weight: 600; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.site-footer a:hover { color: var(--on-navy); }
.site-footer .bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: var(--space-2); padding-block: var(--space-3); border-top: 1px solid var(--hairline-dark); font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: 0.08em; }
.site-footer .legal { font-size: var(--t-xs); line-height: 1.6; max-width: 70ch; margin-top: var(--space-2); }
@media (max-width: 840px) { .site-footer .top { grid-template-columns: 1fr 1fr; } }

/* Legal page ------------------------------------------------ */
.legal-doc { max-width: 72ch; }
.legal-doc h2 { font-size: var(--t-xl); margin-top: var(--space-5); margin-bottom: var(--space-2); scroll-margin-top: 100px; }
.legal-doc h3 { font-size: var(--t-base); font-weight: 600; margin-top: var(--space-3); margin-bottom: 8px; }
.legal-doc ul { padding-left: 1.2em; }
.legal-doc li + li { margin-top: 6px; }

/* Reveal ---------------------------------------------------- */
.reveal { opacity: 1; transform: none; transition: opacity .7s ease, transform .7s ease; }
.js .reveal:not(.in) { opacity: 1; transform: translateY(10px); }
.js .reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .js .reveal:not(.in) { opacity: 1; transform: none; } }

/* Preview shell (single-file preview only) ------------------ */
.preview-note {
  position: fixed;
  right: 16px;
  bottom: 16px;
  z-index: 60;
  background: var(--brass);
  color: var(--navy-900);
  font-family: var(--font-display);
  font-size: var(--t-xs);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 10px 14px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.35);
}

/* ============================================================
   v3 additions — master brand + two tracks
   ============================================================ */
:root {
  --font-serif: "Cormorant Garamond", "Lora", Georgia, serif;
  --funds: #2E6F8E;        /* track tint: Funds (steel blue, from the crest sky) */
  --industries: #7A8F3C;   /* track tint: Industries (olive, from the crest fields) */
}
.display {
  font-family: var(--font-serif);
  font-weight: 500;
  letter-spacing: -0.01em;
  line-height: 1.02;
}
.display em { font-style: italic; font-weight: 400; color: var(--brass-light); }
.on-light .display em, .on-light-2 .display em { color: #8C6B2F; }
.hero h1.display { font-size: clamp(3rem, 6.4vw, 5.6rem); max-width: 14ch; }
.page-hero h1.display { font-size: clamp(2.6rem, 4.6vw, 4rem); max-width: 16ch; }
h2.display { font-size: clamp(2.2rem, 3.8vw, 3.1rem); }

/* Portal link in nav */
.nav .portal { display: inline-flex; align-items: center; gap: 8px; color: var(--brass-light); }
.nav .portal::after { content: "↗"; font-family: var(--font-body); font-size: .95rem; }

/* Track chip */
.track { font-family: var(--font-display); font-size: var(--t-xs); font-weight: 600; letter-spacing: .18em; text-transform: uppercase; display: inline-flex; align-items: center; gap: 10px; }
.track::before { content: ""; width: 10px; height: 10px; border: 1px solid currentColor; transform: rotate(45deg); }
.track.funds { color: #8FC0DA; }
.track.industries { color: #B9CC7C; }
.on-light .track.funds, .on-light-2 .track.funds { color: var(--funds); }
.on-light .track.industries, .on-light-2 .track.industries { color: var(--industries); }

/* Ticker band */
.ticker { background: var(--brass); color: var(--navy-900); overflow: hidden; border-block: 1px solid rgba(0,0,0,.15); }
.ticker .track-inner { display: flex; gap: 0; width: max-content; animation: ticker 60s linear infinite; }
.ticker span { font-family: var(--font-display); font-size: var(--t-xs); font-weight: 600; letter-spacing: .22em; text-transform: uppercase; padding: 14px 32px; white-space: nowrap; display: inline-flex; align-items: center; gap: 32px; }
.ticker span::after { content: ""; width: 5px; height: 5px; background: var(--navy-900); transform: rotate(45deg); }
@keyframes ticker { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .ticker .track-inner { animation: none; } }

/* Brand architecture map */
.arch { display: grid; grid-template-columns: minmax(0, 4fr) 72px minmax(0, 8fr); align-items: stretch; gap: 0; }
.arch .master { background: var(--navy-900); border: 1px solid var(--hairline-dark); padding: var(--space-4); display: grid; align-content: space-between; gap: var(--space-4); }
.arch .master img { height: 96px; width: auto; filter: drop-shadow(0 4px 10px rgba(0,0,0,.4)); }
.arch .master .wm { font-family: var(--font-display); font-weight: 600; letter-spacing: .3em; font-size: 1.6rem; color: var(--on-navy); }
.arch .master .wm sup { font-size: .45em; letter-spacing: 0; font-weight: 500; color: var(--on-navy-muted); }
.arch .master p { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .16em; text-transform: uppercase; color: var(--brass); line-height: 1.9; }
.arch .link { position: relative; }
.arch .link::before { content: ""; position: absolute; left: 0; right: 50%; top: 50%; height: 1px; background: var(--brass); }
.arch .link::after { content: ""; position: absolute; left: 50%; top: 22%; bottom: 22%; width: 1px; background: var(--brass); }
.arch .tracks { display: grid; grid-template-rows: 1fr 1fr; gap: 0; }
.arch .tracks a { position: relative; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: var(--space-3); align-items: end; padding: var(--space-4); border: 1px solid var(--hairline-dark); background: var(--navy-700); transition: background .25s ease; }
.arch .tracks a + a { border-top: 0; }
.arch .tracks a::before { content: ""; position: absolute; left: -36px; top: 50%; width: 36px; height: 1px; background: var(--brass); }
.arch .tracks a:hover { background: var(--navy-600); }
.arch .tracks h3 { font-family: var(--font-serif); font-weight: 500; font-size: clamp(1.7rem, 2.6vw, 2.3rem); line-height: 1.05; margin-top: var(--space-2); }
.arch .tracks h3 span { font-family: var(--font-display); font-size: .45em; letter-spacing: .3em; font-weight: 600; display: block; margin-bottom: 8px; color: var(--on-navy-muted); }
.arch .tracks p { font-size: var(--t-sm); color: var(--on-navy-muted); max-width: 52ch; margin-top: 10px; }
.arch .tracks .textlink { color: var(--brass-light); }
@media (max-width: 900px) {
  .arch { grid-template-columns: 1fr; }
  .arch .link { display: none; }
  .arch .tracks a::before { display: none; }
  .arch .tracks a { grid-template-columns: 1fr; }
}

/* Ledger rows (funds) */
.ledger { border-top: 1px solid var(--hairline-light); }
.on-navy .ledger, .on-navy-deep .ledger { border-color: var(--hairline-dark); }
.ledger a { display: grid; grid-template-columns: 56px minmax(0, 5fr) minmax(0, 5fr) 40px; gap: var(--space-3); align-items: center; padding: var(--space-3) 0; border-bottom: 1px solid var(--hairline-light); transition: background .2s ease; }
.on-navy .ledger a, .on-navy-deep .ledger a { border-color: var(--hairline-dark); }
.ledger a:hover { background: rgba(184,149,90,.06); }
.ledger .no { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .16em; color: var(--brass); }
.ledger h3 { font-size: var(--t-lg); }
.ledger .sub { font-size: var(--t-sm); margin-top: 4px; }
.ledger .tags { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .14em; text-transform: uppercase; line-height: 1.9; }
.ledger .arrow { font-family: var(--font-body); font-size: 1.3rem; color: var(--brass); text-align: right; }
@media (max-width: 760px) { .ledger a { grid-template-columns: 40px 1fr; } .ledger .tags, .ledger .arrow { grid-column: 2; } }

/* Framework table (institutions) */
.framework { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 var(--space-5); }
.framework > div { display: grid; grid-template-columns: 40% 1fr; gap: var(--space-2); padding: 14px 0; border-bottom: 1px solid var(--hairline-dark); font-size: var(--t-sm); }
.framework dt { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .14em; text-transform: uppercase; color: var(--on-navy-muted); }
.framework dd { margin: 0; }
@media (max-width: 760px) { .framework { grid-template-columns: 1fr; } }

/* Jurisdiction list */
.places { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0 var(--space-4); counter-reset: place; }
.places li { list-style: none; display: grid; grid-template-columns: 36px 1fr; gap: 12px; align-items: baseline; padding: 14px 0; border-bottom: 1px solid var(--hairline-light); font-family: var(--font-display); font-weight: 500; }
.places li::before { counter-increment: place; content: counter(place, decimal-leading-zero); font-size: var(--t-xs); letter-spacing: .14em; color: var(--brass); }
.places small { display: block; font-size: var(--t-xs); letter-spacing: .12em; text-transform: uppercase; color: var(--ink-muted); font-weight: 500; margin-top: 2px; }
.on-navy .places li, .on-navy-deep .places li { border-color: var(--hairline-dark); }
.on-navy .places small, .on-navy-deep .places small { color: var(--on-navy-muted); }
@media (max-width: 760px) { .places { grid-template-columns: 1fr 1fr; } }

/* Page hero track tints */
.page-hero.funds { background: linear-gradient(120deg, #0A1E30, var(--navy-900) 70%); }
.page-hero.industries { background: linear-gradient(120deg, #101E14, var(--navy-900) 70%); }
.page-hero .crest { position: absolute; right: -40px; bottom: -60px; height: 120%; opacity: .07; filter: grayscale(1); pointer-events: none; }

/* Sector grid (industries) */
.sectors { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); border-top: 1px solid var(--hairline-light); border-left: 1px solid var(--hairline-light); }
.sectors a { padding: var(--space-3); border-right: 1px solid var(--hairline-light); border-bottom: 1px solid var(--hairline-light); display: grid; gap: 10px; min-height: 180px; align-content: start; transition: background .2s ease; }
.sectors a:hover { background: rgba(184,149,90,.08); }
.sectors .no { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .16em; color: var(--brass); }
.sectors h3 { font-size: var(--t-base); }
.sectors p { font-size: var(--t-sm); color: var(--ink-muted); }
@media (max-width: 900px) { .sectors { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

.chairman { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 8fr); gap: var(--space-5); align-items: start; }
.chairman .portrait { aspect-ratio: 4 / 5; background: var(--navy-700); position: relative; }
.chairman .portrait span { position: absolute; left: 16px; bottom: 14px; font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .16em; text-transform: uppercase; color: var(--on-navy-muted); }
.chairman blockquote { margin: 0 0 var(--space-3); font-family: var(--font-serif); font-size: clamp(1.4rem, 2.2vw, 1.9rem); line-height: 1.3; font-style: italic; }
@media (max-width: 840px) { .chairman { grid-template-columns: 1fr; } }
/* light variant of the stats strip */
.strip.light { border-color: var(--hairline-light); }
.strip.light > div { border-color: var(--hairline-light); }
.strip.light .big { color: var(--ink); }
.strip.light .lab { color: var(--ink-muted); }
@media (max-width: 760px) { .strip.light > div:nth-child(-n+2) { border-bottom-color: var(--hairline-light); } }

/* Investor portal ------------------------------------------- */
.portal-wrap { background: var(--navy-900); color: var(--on-navy); min-height: calc(100vh - 76px); display: flex; align-items: center; padding-block: var(--space-6); position: relative; overflow: hidden; }
.portal-wrap::before { content: ""; position: absolute; inset: 0; background: radial-gradient(60% 80% at 80% 50%, rgba(184,149,90,.10), transparent 70%); pointer-events: none; }
.portal-grid { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); gap: var(--space-6); align-items: center; position: relative; }
.portal-notes { list-style: none; margin: var(--space-4) 0 0; padding: 0; display: grid; gap: 10px; font-size: var(--t-sm); color: var(--on-navy-muted); max-width: 46ch; }
.portal-notes li::before { content: "— "; color: var(--brass); }
.portal-card { background: var(--stone-50); color: var(--ink); padding: var(--space-4); display: grid; gap: var(--space-3); border-top: 3px solid var(--brass); box-shadow: 0 30px 60px rgba(0,0,0,.35); }
.portal-head { display: flex; justify-content: space-between; align-items: center; }
.portal-head .lock { font-size: 1rem; opacity: .6; }
.portal-card label { display: grid; gap: 8px; font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .14em; text-transform: uppercase; color: var(--ink-muted); }
.portal-card input[type=email], .portal-card input[type=password] { font: inherit; font-family: var(--font-body); font-size: var(--t-base); padding: 14px 16px; border: 1px solid var(--stone-200); background: #fff; color: var(--ink); border-radius: 0; width: 100%; }
.portal-card input:focus { border-color: var(--brass); outline: none; box-shadow: 0 0 0 3px rgba(184,149,90,.2); }
.portal-row { display: flex; justify-content: space-between; align-items: center; gap: 16px; font-size: var(--t-sm); }
.portal-row label.check { display: inline-flex; align-items: center; gap: 8px; text-transform: none; letter-spacing: 0; font-family: var(--font-body); font-size: var(--t-sm); color: var(--ink-muted); }
.portal-row a { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .12em; text-transform: uppercase; color: var(--brass); }
.portal-card .btn { justify-content: center; width: 100%; }
.portal-card .btn::after { content: none; }
.portal-alert { padding: 12px 14px; font-size: var(--t-sm); border-left: 3px solid #A23B3B; background: #FBEDED; color: #6E1F1F; }
.portal-alert.info { border-color: var(--funds); background: #EAF1F5; color: #1F3F52; }
.portal-foot { border-top: 1px solid var(--hairline-light); padding-top: var(--space-2); font-size: var(--t-sm); color: var(--ink-muted); }
.portal-foot a { text-decoration: underline; }
.portal-foot .tiny { font-size: var(--t-xs); margin-top: 8px; }
.on-light .portal-card .btn.btn-solid { background: var(--navy-800); }
@media (max-width: 840px) { .portal-grid { grid-template-columns: 1fr; } }

/* Insight article stub ---------------------------------------- */
.article-head { padding-block: clamp(72px, 9vw, 120px) clamp(56px, 7vw, 88px); }
.article-head h1 { max-width: 20ch; }
.article-head .lede { color: var(--on-navy-muted); font-size: var(--t-lg); max-width: 60ch; margin-top: var(--space-3); }
.article-head .crumbs a:hover { color: var(--on-navy); }
.article-head .meta { font-family: var(--font-display); font-size: var(--t-xs); letter-spacing: .16em; text-transform: uppercase; color: var(--brass); }
.article-teaser .drop::first-letter { font-family: var(--font-serif); font-size: 3.2em; float: left; line-height: .8; padding: 6px 10px 0 0; color: var(--brass); }
.access-form { align-content: start; }

/* Registered mark on every ETRUM mention ------------------- */
sup.reg { font-size: .5em; line-height: 0; vertical-align: super; margin-left: 1px; font-family: var(--font-display); font-weight: 500; letter-spacing: 0; opacity: .8; }
.display sup.reg, h1 sup.reg, h2 sup.reg { font-size: .38em; vertical-align: .9em; }
.eyebrow sup.reg, .track sup.reg, .nav sup.reg, .ticker sup.reg, .btn sup.reg, .textlink sup.reg, .lab sup.reg, .meta sup.reg { font-size: .7em; vertical-align: .35em; }

/* Contrast pass ---------------------------------------------- */
:root { --brass-ink: #8C6B2F; }   /* brass for text on light grounds (AA) */
.on-light .eyebrow, .on-light-2 .eyebrow, .on-light .textlink, .on-light-2 .textlink, .on-light .ledger .no, .on-light-2 .ledger .no,
.on-light .sectors .no, .on-light-2 .sectors .no, .on-light .places li::before, .on-light-2 .places li::before, .on-light .facets h4, .on-light-2 .facets h4,
.on-light .insight .tag, .on-light-2 .insight .tag, .on-light .office h4, .on-light-2 .office h4, .on-light .principle .k, .on-light-2 .principle .k,
.on-light .article-teaser .drop::first-letter, .portal-card .eyebrow, .portal-row a, .on-light .facets li::before, .on-light-2 .facets li::before { color: var(--brass-ink); }
.on-light .eyebrow::before, .on-light-2 .eyebrow::before, .portal-card .eyebrow::before { background: var(--brass-ink); }
.on-light .track.funds, .on-light-2 .track.funds { color: #245A75; }
.on-light .track.industries, .on-light-2 .track.industries { color: #5C6E28; }
.nav a { color: #D4DBE4; }
.hero .lede, .page-hero .lede { color: #CDD5DF; }
.site-footer { color: #B4BECB; }
.terms th { color: var(--ink-muted); }
sup.reg { opacity: 1; }
.ph { color: var(--brass-ink); }
.on-navy .ph, .on-navy-deep .ph, .hero .ph, .page-hero .ph { color: var(--brass-light); }

/* Keep ® attached to the word inside flex components ---------- */
.btn { display: inline-block; line-height: 1.2; }
.btn::after { display: inline-block; margin-left: 12px; vertical-align: -1px; }
.textlink { display: inline-block; }
.textlink::after { display: inline-block; margin-left: 10px; }
.eyebrow { display: inline-block; }
.eyebrow::before { display: inline-block; margin-right: 14px; vertical-align: 4px; }
.track { display: inline-block; }
.track::before { display: inline-block; margin-right: 10px; vertical-align: 1px; }
.ticker span { display: inline-block; }
.ticker span::after { display: inline-block; margin-left: 32px; vertical-align: 2px; }
.nav .portal { display: inline-block; }
.nav .portal::after { display: inline-block; margin-left: 8px; }
.portal-card .btn { display: block; text-align: center; }

/* Stacked brand lockup in the banner ------------------------- */
.site-header .wrap { height: 108px; }
.site-header .brand { flex-direction: column; gap: 6px; font-size: 0.82rem; letter-spacing: .34em; padding-left: .34em; }
.site-header .brand-mark { height: 58px; }
.site-header .brand sup { font-size: .6em; vertical-align: .5em; }
.subnav { top: 108px; }
.portal-wrap { min-height: calc(100vh - 108px); }
@media (max-width: 960px) {
  .site-header .wrap { height: 88px; }
  .site-header .brand-mark { height: 46px; }
  .site-header .brand { font-size: .72rem; gap: 4px; }
  .nav { inset: 88px 0 0 0; }
  .subnav { top: 88px; }
}
.site-footer .brand { flex-direction: column; align-items: flex-start; gap: 8px; letter-spacing: .34em; }
.site-footer .brand-mark { height: 64px; }

/* Fine-tuning (white build) ---------------------------------- */
/* Banner: centre the wordmark on the letters, ® hangs outside */
.site-header .brand { padding-left: 0; }
.site-header .brand > span { position: relative; display: inline-block; padding-left: .34em; }
.site-header .brand > span sup { position: absolute; left: 100%; top: -.1em; margin-left: 2px; }
.site-footer .brand { padding-left: 0; }
/* Brand-architecture card: shield and wordmark stay together */
.arch .master { align-content: start; gap: var(--space-3); }
.arch .master .wm { margin-top: 4px; }
.arch .master > div { display: grid; gap: var(--space-3); }
/* Stats strip inside a split sidebar: one figure per row */
.split .strip { grid-template-columns: 1fr; border-bottom: 0; }
.split .strip > div { display: flex; align-items: baseline; justify-content: space-between; gap: 16px; border-right: 0; border-bottom: 1px solid var(--hairline-light); padding: 14px 0; }
.split .strip .big { font-size: var(--t-lg); white-space: nowrap; }
.split .strip .lab { margin-top: 0; text-align: right; }
/* Mobile: backdrop-filter on the header would trap the fixed nav inside it */
@media (max-width: 960px) {
  .site-header { backdrop-filter: none; -webkit-backdrop-filter: none; background: var(--navy-900); }
  .nav { height: calc(100vh - 88px); }
}

/* Forms: honeypot + error state */
.form label.hp { position: absolute; left: -10000px; top: auto; width: 1px; height: 1px; overflow: hidden; }
.form .note.form-error { color: #8A2E2E; }
/* Footer forward-looking statement */
.site-footer .bottom .fls { font-family: var(--font-body); font-style: italic; font-size: var(--t-xs); letter-spacing: 0; text-transform: none; color: var(--brass); opacity: .72; max-width: 60ch; text-align: right; }
@media (max-width: 840px) { .site-footer .bottom .fls { text-align: left; } }
